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Circle Products & Developer Toolings

Circle is obviously leading the internet financial system by not only making @Arc a top L1 but also building all the necessary tools that help developers build with just plug-in tools and not having to build everything from scratch.

Today I will be explaining Circle Wallet so you can understand how to use it as both a builder and as a common user to send and receive USDC.

Circle Wallet is the foundation that securely supports sending USDC, as well as storing and receiving. If the current internet age feels so swift then sending and receiving money shouldn't be so difficult, it should be as easy as sending an email - fast and reliable across chains. This is why @Circle introduced Circle Wallets.

Circle Wallets provide a set of APIs to build flexible wallet experiences while still maintaining solid security. This securely includes everything from key management to wallet signing.

These are fully managed by the developer in the backend. The developer controls how wallets are created, how transactions are signed, and how wallets interact with your app. In developer-controlled wallets, users don't have to worry about managing private keys.

And are used for backend-driven use cases such as automated payouts, deposit collections, token distributions, and AI agent wallets.

User-Controlled Wallets support user ownership-driven experiences, give users direct ownership of their funds, and are fully managed by the users.

Circle User-Controlled Wallets support email and social authentication.

Modular Wallets are smart contract wallets that let you design your own wallet experience while Circle handles the backend infrastructure, signing, and security.

Modular Wallets let you extend wallet functionality with features like passkey authentication, batched transactions, and parallel execution of transactions. Modular Wallets support tailored signing flows and custom transaction logic.

Wallets are controlled by the developer and secured by MPC.

Use cases include: automated payouts, payroll, exchanges, custodial apps.

Users interact without handling keys or signatures; blockchain abstracted.

Wallets are controlled by the end user and secured by MPC.

Use cases include: consumer wallets, DeFi apps, self-custody apps.

Users sign their own transactions and manage recovery.

Wallets are controlled by the end user and secured locally with a passkey.

You can access circle wallet at console.circle.com

Circle Wallet Models for Everyday Users and Developers

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